.... their paper from wherever they can get it the cheapest. It is Recycled Newsprint. Recycled newsprint is paper that has been previously used paper that has been shredded, de-inked and then turned into pulp so it can make paper again. This type of paper is used because its economical, lightweight, recyclable and is available world wide. 3. What is the process of making the St. Catharines Standard? The First step in making the newspaper is in the advertising department. The workers in the advertising dept. sell space in the paper to local businesses for ads. This pays for the paper t .....

.... five times. Revenue growth from new and enhanced services increased 35% last year, to $1.2 billion and has grown 35% annually. GTE’s Return on Equity was 40% that far exceeds rest of its major competitors listed. The company’s boosting margins and overall returns are clearly pictured from the Net Profit Margin of 2.1%, a nice 36% improvement over the prior year. The company announced a plan to streamline its telecom operation by reducing expenses by $1.1 billion. The article estimates an increase in Earnings per Share from $3.18 to $4.5. GTE’s P/E Ratio of 15 is in par with its competit .....

.... so new president Lyndon Johnson developed new social welfare programs- Medicare, and Medicaid. The U.S. Government came up with the gold standard and stopped minting silver coins. The coins were then made from scrap pieces of metal and the cash became paper. Richard Nixon and Gerald Ford passed the debt and added to it. The first sign of bankruptcy occured during the Jimmy Carter Presidency. Inflation skyrocketed and interest rates fluttered near 20%. President Ronald Reagan made the economy act better, temporarily. To make the economy better, Reagan invented something called a c .....

.... of rice have been a major debate for some period of time now. The earliest settlements of those persons responsible for domestication were in areas offering a wide range of plant and animal associations within a limit geographical areas. Some sites offered a variety of food sources over a span of seasons to societies dependent on hunting and gathering for their food supply. These early settlements were near the edge of the uplands but on gently rolling topography and close to small rivers that provided a reliable water supply. The earliest agriculture may have been developed by accident w .....

.... a thirty year span in order to increase the size and the scope of the company. Most of the acquired companies made it possible for Cooper to be independent of the outside environment and giving full control of the manufacturing process concerning their business while avoiding anti-trust allegations. Cooper basically purchased every company that is vital to its energy industry and all the side industries that effect it. From tools to fuses to cables to the drilling equipment was manufactured and distributed by the corporation's divisions. Each acquisition is decided from a wish li .....

.... that FDA (Food & Drug Administration) approvals for lifesaving drugs took a lengthy amount of time. The FDA gives approval to market the products in the United States (other countries have analogous regulatory agencies). Genentech received over 15 FDA approvals from 1985 to 1999. FDA approval is based on the official data resulting from Genentech’s clinical trial system. The system is divided into three phases (refer to Products). The first is Phase I clinical trials which are designed to examine the safety of the drug. The drug is administered to human participants who are closely sc .....

.... in the 70’s are the primary drivers of the stock ROR decline. T-bills have historically had a much lower 2.5% maximum ROR that has not been prevalent until the past few years. Bonds have consistently had negative ROR’s until recently when the trend seems to be following stocks. Analysis of 3 and 10-year investment time frames emphasize the importance of the period that the investment is made over. Three and ten year investments yielded a large difference for stocks and very similar results for both bonds and T-bills. Modern statistical analysis shows us that there is statist .....

.... If someone feels that they are unable to invest wisely in the stock market, there are other options available. For instance, and perhaps the simplest, is to invest the funds into a money-market account, which will on average receive 1-1 1/2% more interest than a traditional savings account. From the time the average American starts working - say 16 or 17 - till the time he retires, there will be a lot of money that has accumulated in this account. Another option is a tax-sheltered annuity. This is an option available to anyone - as long as they have an investment broker - to take a certain a .....

.... Visa, on the other hand, was charging the penalty fees for as little as a dollar over the limit, plus an interest of up to 24.9 percent per year. In the second quarter of 1995, overdue payments as a percentage of outstanding balance hit 3.267 percent. That is the highest mark since recession of 1991. "The picture is, some consumers are very, very deeply in debt," says Charles McMillion, chief economist with MBG Information Services. A swipe of the card has become so natural that many consumers do not realize how much they have charged, nor that it will take them forever to pay .....

.... of taxes and depreciating paper note value, the U.S. began on a task that would remain a difficult one for the next 40 years. They set out on a task to create a Constitution which would provide the nation with wealth, and the ability to protect it's people. The public debt was very high, and Alexander Hamilton set out to rid the nation of this debt. With a duty on domestically produced whiskey, avid alcoholics revolted. The Whiskey Rebellion gave the government a new unspoken power among the nation, telling the populace that it would not stand for revolts and rebellions. In this ma .....